Here’s the Minimum Salary Required To Be Considered Upper-Middle Class in 2025 

Income Range 

Upper-middle-class incomes span from $106,092 to $149,160 annually.  

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Geographic Variation 

In high-cost areas like San Francisco, $104,000 may qualify for affordable housing, whereas the same amount could be upper-middle-class in rural regions.  

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Lifestyle Indicators

Affording a comfortable home, newer vehicles, childcare, and annual vacations without financial strain signifies upper-middle-class status.  

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Middle-Class Decline 

The proportion of middle-class households decreased from 61% in 1971 to 51% in 2023. ​ 

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Regional Differences 

Middle-class income ranges vary by state, from $59,913 to $179,740 in California to $38,626 to $115,300 in Louisiana.  

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Educational Impact 

52% of individuals with at least a bachelor's degree fall into the middle class.  

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Financial Strategies 

Increasing income through raises, job changes, or side hustles, and reducing discretionary spending, can aid in achieving upper-middle-class status.  

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